MORTGAGES
A mortgage on your property is probably the single most important investment you will ever make, so it pays to get the right advice. Otter Wealth, as introducers, are impartial and can consider the whole market, gaining access to the best deals available through our extensive list of providers. Whilst you may wish to take advantage of interest rates being at their lowest for thirty years, you will also want to ensure you can manage the repayments should they rise significantly.
There are many mortgage types available to the homeowner, mostly products linked to standard variable rates from mortgage lenders. But if you are looking for something more specific, we can also put you in touch with specialist mortgage lenders dealing with Buy to Let or other products.
Mortgage providers underwrite applicants for credit worthiness and will take into account factors such as income, deposit, existing liabilities, employment status and the price of the property. You will need to demonstrate your ability to pay and for self-employed persons this is more naturally complex, so speaking with the right advisor to suit your circumstances will make things easier.
At Otter Wealth, our adviser experience will enable us to find put you in touch with the most suitable mortgage advisors to meet your specific circumstances.
Your home may be repossessed if you do not keep up repayments on your mortgage.